IGWEBUIKE: African Journal of Arts and Humanities

The ethics of arti?cial intelligence as the epistemology of digital consciousness presupposes human -centeredness. The epistemology of arti?cial intelligence presupposes Cartesian, Kantian and cognitive paradigms. The AI ethics can be used to analyze the impact of banking innovation technology by ensuring quality services and ?nancial inclusion. The impact of technology on the banking sector reveals a kind of a transformative moment. AI itself is a product of reasoning and scienti?c method. AI research is equally consistent with the epistemology of information technology. Information technology has resulted in the increase in the input-output ?ow in the banking performance of global economies. Arti?cial intelligence concerns itself with the notion of information technology in a global economy. Arti?cial intelligence is actually a re?ection on the cognitive activity of minds and machines. Arti?cial intelligence as a collective term has both strengths and weaknesses. The notion of arti?cial intelligence stipulates that certain technological instruments such as the robots, computers, smart phones, biometric machines all exhibit certain cognitive activity. Arti?cial intelligence has undoubtedly changed the course of human history. Scholars in the ?elds of philosophy, psychology, law, political science, mathematics and computer engineering have been fascinated by the concept of arti?cial intelligence since its inception. This paper adopts the method of analysis. This paper discusses the resulting bene?ts of the use of arti?cial intelligence in baking industry. This paper concludes that the rise of arti?cial intelligence marks the triumph of the 21st century. Arti?cial intelligence challenges our understanding of consciousness, ethics and the very essence of what it means to be human.

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